| Andrew, One of my goals at IWT is to make my free material better than anyone else's paid material. However, for those of you who are new to IWT -- or even if you've been following along -- you might not have seen ALL the free material I released years ago. But that doesn't mean you can't get tons of value from it. So, I thought, why not revisit my personal finance systems and give away a HUGE update with even more money management tips -- as a free gift to you? That's just what I did. And I'm releasing it to you in this new massive ultimate guide on personal finance: 
This is some of the best personal finance material I've ever released -- all in one place for easy reference and beautifully designed. And free. We dive deep into savings strategies, investing, getting out of debt, tapping into hidden income, and much, much more. As an example: - I've used this exact system to generate substantial returns with simple, long-term investing
- You'll find answers like "What's the best way to pay off my student debt?" and "What should I do with this $5,000 just sitting in my checking account?"
- This is a system, not something you have to do for 3 hours a day. I spend less than 1 hour per month on my personal finances
True financial freedom Think about what it would feel like if: - You woke up everyday knowing that your money was automatically going where it was supposed to (covered in Part 2)
- Your bills were paid on time every month (without you even thinking about it)
- And you even had some income leftover to spend on what you love -- guilt free (covered in Part 3)
- All while investing in all right places without lifting a finger (covered in Part 4)
- And if you have debt? Eliminate it once and for all (covered in Part 5)
This is not a pipedream. This is exactly what I show you how to do in this guide. Never trust random advice. Only trust proof. In this guide that I've put together, you know you can read it and use the strategies and tactics with 100% confidence — knowing that I've tested them myself, then vetted each and every technique with millions of people around the world. Personal finances are one of those things so many people put off until tomorrow, next month, next year. Take an hour, follow this system, and you'll be set for decades. If you follow this system, it will work. Read this now to begin creating your Rich Life. My gift to you for being an IWT reader. -Ramit P.S. If your friends have ever asked you about money, feel free to forward them this free guide. P.P.S. We're doing some research for a brand new project and would love to hear from you about your fitness habits. What's worked or HASN'T worked for staying on track, getting results, and looking your best? Tell us about it here (takes 5 minutes). | 
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